Access Bank USSD Code: How To Buy Airtime, Transfer Funds & Check Account Balance

Access bank has been on the forefront of mobile banking since inception. It recently merged with Diamond bank to become the one of the leading banks in Nigeria and Africa. Aside banking from its offices across the country, the company has introduced other forms of bank such as the mobile app. This is to make banking convenient for customers. It also has a USSD code *901# specially designed for feature phones, that is phones that does not support 3G or 4G network. Please note that the code also works on smartphones.

We have shared the Ecobank USSD Code, which can be used to transfer as well as check account balance. But today, we will be looking at how you can use the Access Bank USSD code to buy airtime, transfer funds and make payments  as well as check your account balance even at the comfort of your home.

As mention above, the USSD code introduction by Access bank, was for the ease and convenient banking for customers. The service is available 24 hours a day and 7 days a week and does not require internet connection. Using the code saves you a lot of stress, plus you don’t have to queue at the bank. It is easy to use and available to all Access/Diamond bank customers.

Access Bank USSD Code Registration

To be able to use the USSD code, You must have an individual account i.e (owned by a sole signatory) with Access Bank. The account must be Naira denominated and no restriction must be on the account. Also, you need your BVN for the registration to be active. Now to register,

  • Dial *901#
  • Enter your Access bank account details
  • Confirm the information provided by checking again
  • Hit the send button, wait for confirmation and your account will be activated to use the USSD code.

Now that your USSD code has been activated and its live, next is how and what you can use it for. That is, the kind of transactions you can perform using the code from your phone. This refers to the features of the code and according to the company, below are what the code can be used for.


  • Change PIN
  • Check Balance
  • Buy Airtime for Self and Others
  • Fund Transfers

How And What Access Bank USSD Code Can Be USed For?

  • Change PIN 

With Access Bank USSD code, you can change your pin and this can be done by simply dialling this short code *901*0#. This service is free to use.

  • Checking Of Account Balance?

The code can also be used to check your account balance and this can be done by simply dialling *901*00#. The service is free of charge.

  • Buying Of Airtime

The Access Bank USSD code can be used to buy airtime for yourself as well as others. If you are buying for yourself, then dial *901*Amount# but if you are buying for others, then you need to dial *901*Amount*Recipient Phone Number#. The service is free.

  • Fund Transfers

You can transfer as well as receive funds in your Access Bank account using the code. To be able to do this, all you need is to dial *901*Amount*Account Number#.

Note: If you are making a transfer from one account to another within Access Bank, then the service is free. But if you transferring funds from Access Bank to another bank, then the service attracts a service fee N80+N4.00(VAT).

These are the operations you can perform using the USSD code. Please note that Corporate, Association and Joint accounts can’t make use of the Access Bank USSD Code as it is designed for personal account. Also, you can carry out these operations using any of the approve network providers which include MTN, GLO, Etisalat and Airtel network.

You can get more info by visiting the ompany’s support page HERE.

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